![33. On Liberty | Emilie Dye | Superannuation Has Failed](https://pbcdn1.podbean.com/imglogo/ep-logo/pbblog17005947/51e0572661d31a19042b884adc7a41b6_300x300.jpg)
Friday Nov 13, 2020
33. On Liberty | Emilie Dye | Superannuation Has Failed
Superannuation has failed in its original goal: helping Australians to achieve financial independence in retirement. Many Australians still rely heavily on the means-tested age-pension because they don’t have enough money to comfortably retire. Superannuation may increase overall savings, but it also reduces the diversity of savings vehicles. The best example is housing: many Australians take longer to save for a deposit on a home and as result are still paying off their mortgage or renting when they want to retire. Because people don’t have options many end up worse off in retirement than they would otherwise. This week for On Liberty, Thursday, 12 November 2020 at 10 am AEST, we welcome Emilie Dye, policy director with the Australian Taxpayers' Alliance (ATA). Emilie will discuss her recent paper which focuses on how taxes on super undermine Australia’s ability to retire on a living wage independent of the pension.